Portfolio Analytics
Enterprise portfolio analytics — vintage, roll-rate, cure, channel efficiency, and stress
0 loans in view
Outstanding
Rp 0
0 loans
Overdue
Rp 0
0.0% of book
NPL 90+
0.00%
Rp 0
Recovery
0.0%
Rp 0
Avg DPD
0
days
Cure rate
0.0%
0 cured
Product mix — outstanding vs overdue
DPD distribution
AI Portfolio Analyst — live briefing
Model: NBA-v3
Confidence 92%
Insight 1
NPL 90+ contained at 0.0%, 10.0pp headroom vs threshold.Insight 2
Cash-flow model projects Rp 1.10B recoverable in next 30 days (base case). Portfolio health scorecard
NPL 90+ forecast (12-month)
Recovery cash-flow forecast — next 30 days
Base Rp 1.10B
Opt Rp 1.34B
Recovery velocity heatmap — bucket × week (% cured or forward-cured)
| Bucket | W-7 | W-6 | W-5 | W-4 | W-3 | W-2 | W-1 | This wk | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Current | 92% | 97% | 97% | 93% | 87% | 86% | 90% | 96% | 96% |
| 1-30 | 73% | 73% | 69% | 63% | 62% | 66% | 72% | 74% | 74% |
| 31-60 | 53% | 49% | 43% | 42% | 46% | 52% | 54% | 50% | 50% |
| 61-90 | 33% | 27% | 26% | 30% | 36% | 38% | 34% | 29% | 29% |
| 91-180 | 13% | 12% | 16% | 22% | 24% | 20% | 15% | 12% | 12% |
| 180+ | 2% | 6% | 12% | 14% | 10% | 5% | 2% | 5% | 5% |
Concentration risk — top exposures
No exposures in current filter
Portfolio movement waterfall
Human vs AI productivity
Efficiency gauges